Copyright©2021 All rights reserved. My Reverse Team LLC is not affiliated with any government agencies. These materials required are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. Must be at least 62 years old. Loan proceeds are not considered income and will not affect Social Security or Medicare benefits. Your monthly reverse mortgage advances may affect your eligibility for some other programs. Consult a local program office or your attorney to determine how, or if, monthly reverse mortgage payments might affect your specific situation. At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage with interest from your assets.  We will charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, any or all of which we will add to the balance of the reverse mortgage loan.  The balance of the reverse mortgage loan grows over time and interest will be charged on the outstanding loan balance. You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and you are therefore responsible for paying property taxes, insurance, HOA Dues and maintenance. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately. Interest on a reverse mortgage is not deductible to your income tax return until you repay all or part of the reverse mortgage loan. This is not an offer to enter into a loan or an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval.  Other restrictions and limitations may apply.  All calls, both inbound and outbound are recorded for quality and training purposes.  My Reverse Team LLC. www.MyReverseTeam.com. Main Phone: 602-423-3996. Equal Housing Lender.  My reverse Team, L.L.C. is required to disclose the following license information. Corporate NMLS ID #2271066 Arizona Mortgage Broker License No.